Meet employers before their renewal.
We identify employers in your territory 90 to 150 days before renewal, show their reported carrier and incumbent broker, and handle the outreach to book qualified meetings.
Delivered within one business day. No commitment.
Every employer in your territory renewing in 90 to 150 days. Their carrier, their incumbent broker, and a meeting on your calendar before the renewal letter lands.
Timing, not lists
Employer health benefit costs are expected to rise 8.2 percent in 2027, the largest increase since 2003 (Mercer survey, September 2026). Every HR lead is about to get that letter. Be the broker who calls first.
The 90 to 150 day window
We approach an employer only while a new broker can still get a quote in. Nobody gets blasted year round, and each group is contacted once per renewal.
Reported, not guessed
Carrier, renewal month, lives and the placing agency come from reported figures, rebuilt monthly. Every row shows when its figures were reported, and a fact too old to trust is dropped rather than repeated.
Booked, not just found
We do the outreach in your name from our own inboxes, qualify the employer, and put a held meeting on your calendar with a brief.
What we send you each month
One row per employer in your territory, with every medical policy, the placing agency and the date each figure was reported. You never log into anything. We work the list and you take the meetings.
| Employer | City | Lives | Medical carrier | Renews | Placed by | Reported | Days out |
|---|---|---|---|---|---|---|---|
| Aerospace manufacturer | Plano | 335 | Regional Blue plan | January | National broker | Jul 2026 | 115 days |
| Telehealth provider | Dallas | 448 | National carrier | January | Regional consolidator | Jun 2026 | 115 days |
| Agricultural lender | Fort Worth | 117 | Direct primary care carrier | January | National broker | Jul 2026 | 115 days |
| Home builder | Southlake | 153 | Regional Blue plan | December | National broker | Aug 2026 | 96 days |
| Staffing firm | Irving | 119 | Regional Blue plan | December | Regional consolidator | Jul 2026 | 96 days |
| Fire protection contractor | Dallas | 315 | National carrier | February | National broker | Jul 2026 | 146 days |
This is what your prospects receive
Sent in your name, from our inboxes, to the HR director or CFO of an employer renewing in 90 to 150 days. Their carrier and renewal month are stated only when the reported figures are fresh enough to trust.
You approve every word before it sends. Replies come to you, we handle the back and forth, and a booked meeting lands on your calendar with a brief.
Your medical plan renews in January. Groups your size in Dallas Fort Worth are seeing increases of 8 to 12 percent for 2027, and the renewal letter usually arrives with about six weeks to respond.
- Before it lands, I can show you what the other carriers are pricing for a 210 life group this cycle.
- Two plan designs that groups like yours used to hold down last January's increase.
- A 20 minute renewal review. No proposal unless you ask for one.
[Your name]
[Your agency], Dallas
Three steps to a full calendar
Pick your territory
Your state, or your metro in Texas, California, New York and Florida. One broker per territory. We count the employers in your window and agree a meeting number before you pay.
We reach the decision makers
HR directors, VPs of People, CFOs and owners. Verified emails and LinkedIn, sent from our infrastructure, with your name on it. You approve every template.
Meetings land on your calendar
A qualified first meeting means a decision maker at an employer with 100 to 500 on the plan, renewal month confirmed, and held. No-shows are rebooked, not counted.
210 life manufacturer in Plano. Medical plan renews in January, with a regional Blue plan placed by a national broker.
A list tells you who exists. We get you in front of them before they renew.
| Purchased list | Lead gen agency | Ninety Out | |
|---|---|---|---|
| Knows the renewal month | Sometimes, from older records | No | Yes, from the latest filing, rebuilt monthly |
| Knows the current carrier and the incumbent broker | Rarely | No | Yes, on every row where the report is fresh |
| Times the outreach to the buying window | You do it | Sends on its own schedule | 90 to 150 days before renewal, once per cycle |
| Does the outreach for you | No | Yes, from a shared template | Yes, in your name, every template approved by you |
| Delivers held meetings, not just names | No | Sometimes | Yes, qualified and rebooked if missed |
| Keeps your competitors out | The same list is sold to other brokers | No | One broker per territory |
A note from the founder
I built Ninety Out because the information brokers need most, who renews when and with whom, has been sitting in reported figures for years while everyone bought stale lists. We rebuild the list monthly, show the date every figure was reported, and drop a fact once it is too old to trust. The first thing you get from me is three real groups in your territory, free, so you can judge for yourself.
The founder · hello@ninetyout.com
Where does the data come from?
Reported figures, refreshed monthly. Every row shows the date its figures were reported, and we name a carrier or a renewal month only while that report is fresh enough to trust. We do not scrape or guess.
Is my state available?
Maybe. We sell one broker per territory: a state, or a metro in Texas, California, New York and Florida. Ask, and we tell you straight.
Who sends the emails?
We do, from our own domains and inboxes, in your name and with your approval of every template. Your domain reputation is never touched.
What counts as a meeting?
A decision maker or direct influencer at an employer with 100 to 500 on the plan, renewal month confirmed, meeting held. Written into the contract.
What if I sell self-funded or level-funded?
The same employers are in the data. We can target fully insured groups for a self-funding pitch, or the reverse.
What does it cost?
Fees depend on your territory, because the number of employers in your window sets how many meetings are realistic. We count your territory first, then quote a pilot on the call. The three sample renewals are free either way.
Do I have to commit to anything to get the sample?
No. Three named groups, from a person, no follow-up sequence. If they are not groups you would call, say so and that is the end of it.
My territory is small. Does this still work?
We count before we quote. If your state does not have enough employers in the window to support a meeting target, we say so rather than sell you a pilot.
How fast can we start?
Renewal lists are ready today. Sending starts after your templates are approved and inboxes are warm, about three weeks. If your renewals are January, that means starting now.
Meet employers before they renew.
Three named renewal prospects in your territory, free, within one business day.
Get 3 free renewal prospects